Whole of Life Insurance Cover

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As the name suggests, ‘Whole of Life insurance’ provides life insurance cover for the whole of your life. Unlike term insurance, which only pays out if you die during the policy term.

The sum insured is paid to your dependents following your death.

This type of insurance is more expensive because it is certain that the life company will eventually have to pay the sum insured. It can be used as part of an IHT planning strategy.

    Advisers will go through a process that will enable them to advise based on your needs.

    DISCLAIMERS

    Your cover will cease if you do not keep up the premiums.